Naturia is a cooperative that relies on its cooperators to grow.
We have defined different classes of shares that correspond to different commitments to help us imagine and realize the continuation of Naturia.
You will find below some elements that structure our present to specify your commitment.
Welcome on board:)
Why become a Naturia cooperator?
12 reasons often mentioned:
- Because you like the place
- Because you like the project
- Because you like the people who are involved,
- Because you dream, you want to try, to achieve something else
- Because you think you can start small and think big
- Because you think a place can serve as an example
- Because you think that a collective thought takes us further (even if less quickly) than an individual thought
- Because you want to invest differently
- Because you have a project
- Because you don't have a project
- Because you have money saved up and would rather invest it in a transition project than in a bank
- Because you don't have so much money but ideas
- Because you have time and want to give it to a project that makes sense
- Because you have a social project that seeks to create synergies with other projects
- Because you like to fish
- Because you are an association that would like to expand its possibilities
- Because you want to surpass yourself by carrying out a project
- Because one of the calls for projects inspires you
- Because you like ducks
- Because you want to learn
- Because you want to transmit
Because you have a very good reason that is not in the list...
Being a cooperator of Naturia means that you are a shareholder of the cooperative and that you participate in the decisions we take as a member, at least, of the General Assembly.
You decide on the organization and general orientation of the cooperative while to be part of the 'raison d'être' as defined by the guarantor cooperators.
You also adhere to the vision as defined by our collaboration with Luc Schuiten and the projected budget.
You are invited to reflect on the continuation of the project during the Assises de Naturia and are invited to participate in the participatory week.
The cooperators are the co-owners of Naturia in the sense of committed responsibility, not possession and exploitation. It is a commitment (according to lhe classes of units selected) in order to make Naturia an enduring project, ensuring its transmission to future generations.
To make an informed decision, we invite you to read carefully the statutes and the KINGthe information memorandum regarding the public offering of units as well as the questions that frequently arise.
The classes of shares, their rights and duties are described in the articles of association and the ROI.
The amount of the share is fixed at 1 Euro.
Class A units ("shares of cooperators guarantors of the purpose and values) is accessible by subscription of a minimum of 2500 shares, which can be subscribed by the guarantors of the purpose and values of the cooperative. It is constituted by the cooperators who have decided to do so and who have worked on the establishment of the functions and solid foundations of the cooperative during the first year of its existence and who are interested and committed to the future development of the cooperative. In this sense they are available to read any document important for the life of the cooperative and to give feedback within a reasonable time for any questions arising from the daily management and/or to be able to answer an urgent call requiring a physical presence on site. This class of shares is also open to the cooperator who has practiced the cooperative for at least 2 years, who makes a motivated request to a representative of the class A
Class B Units ("participative cooperators actively involved in the development of the cooperative") is accessible by subscription of a minimum of 2500 shares, which can be subscribed by natural or legal persons who want to actively invest in the cooperative.
They can present their project via the project form or respond to a call for projects and sign a specific agreement with the cooperative.
Class C Units ("cooperative members wishing to make a financial or in-kind contribution") is accessible by subscribing to a minimum of 1000 shares, which can be subscribed to by all persons - natural or legal - who wish to invest in the cooperative, in accordance with its values and its purpose. These persons can specify explicitly if the subscribed shares are dedicated, as much as possible, to a specific project.
Each cooperator benefits from a permanent rebate of 10% on Naturia's services (housing and activities).
Please note that at present, it is not possible to subscribe to more than 5,000 shares per cooperator and our public subscription offer is limited to 500,000 Euros per year, in accordance with the regulations in force. force. A briefing note is being developed with Financité that will allow us to go beyond these thresholds.
The locations of the cooperative and their habitats are made available to cooperators at conscious prices (subject to availability):
- the last weekend of October during the Assises de Naturia
- during the pre-season participatory work camp.
You have read the different documents and you have chosen the type of shares you want to subscribe to.
You certainly still have questions.
We suggest that you call us or send us an email to the following address: firstname.lastname@example.org so that we can have a first contact with you.
Depending on the type of units you have chosen, you will meet with the incubator, the planner and/or a member of the Board of Directors (see KING).
Your application goes to the Board of Directors for validation.
You receive the payment invitations and the OA sends you thee certificate of taking shares. The adventure begins...
You are now regularly informed of the progress of projects, the topics of discussion, and the progress of the project.ébeaten by the cooperative and are invited to the'GA (1st Monday of June).
You are invited, once a year, to participate in the Assises de Naturia (end of October) and in the pre-season participative workcamp.
As a cooperator, you benefit for life of discounts about Naturia's services...
We have collected the questions that we are most often asked and that may require clarification in relation to ROI
(don't hesitate to come and ask us other questions that we will add here)
1. Can I come and live on the site?
As we are a camping site, domiciliation on the spot is not possible. The habitats that are placed there must also meet certain defined criteria (
From the inspiration booklet, we have defined different spaces on the site (site map) that correspond to the different forms of occupation that we feel are important to keep:
Tenants: in the Allée des Ecureuils et des Abeilles. These are places reserved for people and/or cooperators in physical or moral person who, because of their situation (economic, social and/or historical) benefit from the occupation of a plot of land against payment of an annual rent. They must apply the ROI - tenants and people passing through, as well as the constructive charter
People passing throughShort-term sites: can be set up on a short-term basis according to the current rates. If you wish to stay on a site for more than one month, rates can be negotiated at the OA.
The cooperators-actors: Some locations (site map) are available for cooperators who have a project on the site that requires their presence on site. The cooperator-actors and cooperator-guarantors are also required to pay rent.
The 'cooperators-actors-buildersSome sites are available for an inspiring habitat that is part of a project that brings an economic, social or cultural benefit to the cooperative.
A plus in economic terms can be the possibility of subletting (the terms of subletting are defined by the ROI and discussed with the OA).
A plus in social terms can thus be the availability of the habitat for a social project.
A plus in cultural terms can be the availability of the habitat for an artist's residence.
2. How much time do I have to spend on the co-op?
This can range from two hours a year to 15 hours a day.
First of all, it depends on the type of shares you have subscribed to. The choice of the type of shares you want to subscribe to is a commitment:
Subscription to the C share class (cooperative members wishing to make a financial or in-kind contribution): we ask you, as far as possible, to be present at the AGM on the first Monday in June or to give a proxy in any case.
If you have subscribed to the B share classes (participative cooperators actively involved in the development of the cooperative), you have presented a project (see project sheet) or you have responded to a call for projects (see call for projects): it depends on the content of the project (organizing a debate evening or coordinating the issue of biodiversity on the site as well as its application obviously require a different investment in time :))
From this point on, whether you are a B or a C share class, you can get involved as you wish. We suggest attending the Naturia Conference at the end of October and participating in the pre-season workcamp, but these are not mandatory.
For class A shares (cooperators who guarantee the purpose and the values), their investment is more consequent since they commit themselves to the setting up of the cooperative and to its durability. Their involvement is thus measured in several hundred hours per year.
For the investment of time, we must be attentive to the status of each person: company director, volunteer, employee, self-employed, in re-insertion. Remuneration is based on profit margins with a maximum difference of 1 to 3 between the lowest salary and the highest 'company cost'.
3. What is the minimum and maximum amount to invest?
Again, this depends on the class of shares chosen:
For the C class of shares minimum 1000 Euros of shares. 5000 Euros of shares maximum for the moment.
For the A and B share class minimum 2500 Euros of shares. 5000 Euros of shares maximum for the moment.
(see also why we have a minimum investment, why we have a maximum amount for the moment)
4. What type of project can I submit if I am a Class A or B Cooperator?
You can present any project (surprise and unexpectedness are part of Naturia). This will be discussed on the basis of your project sheet at the Board of Directors.
The incubator and then the planner are available to think about this form with you.
The Board of Directors examines the project according to the defined frameworks and the available budgets and confirms or not the possibility of implementing your project with or without conditions.
5. What is the history of the site? What is the history of Naturia?
The history of the site is lost in the mists of time....
Formerly a quarry, then a farm and finally a charming relay, the site became a tourist attraction at the beginning of the last century. At the reception you can still see old photos of that time. Then the hotel-restaurant became 'Mon Rêve' and the campsite added another dimension to the place. A second pond was built, fishing days were organized and parties followed one another. Many old-timers come to tell one or the other anecdote while drinking a glass on the terrace, perhaps you will meet them...
The Lepage family, who ran 'Mon Rêve' for many years, is still present on the site as David still runs the restaurant next to the reception and rents the bar and the store to us and Déborah is one of the class C cooperators.
In 2021, the campsite is bought by 8 cooperators who make it a cooperative: Naturia, Eco-camp de Chimay. The frameworks are defined according to the discoveries of the site and its inhabitants. After a long period of tidying up, we think we have succeeded in defining a framework that allows us to move forward as serenely as possible.
6. What is the future of Naturia?
The main thing is not the arrival but the way...
The short existence of the cooperative has taught us that almost nothing happens exactly as planned. What guides us along the way is the consistency of our intentions, our benchmarks and the culture of doubt.
7. Who are the cooperators?
As of the General Assembly of June 13, 2022, the current cooperators are the 8 historical cooperators and 12 other cooperators (2 legal entities and 10 individuals) who joined the adventure this year.
8. What is the status of the company and its legal model?
We are a cooperative society (member of the CNC, national council of the cooperation of Belgium) and social enterprise recognized by the FPS Economy. To know the implications of this status we suggest you read more in our statutes.
We are also thinking of setting up an ASBL Naturia in the near future, as well as a legal form that would allow us to take the land out of the cooperative (e.g. in the form of a foundation) to exclude any land speculation, because fundamentally the land does not belong to us.
9. Is there any other way to support Naturia than becoming a cooperator?
Yes, by coming on site, by talking about us, by paying the conscious price when you have the possibility...
And perhaps, very soon, by making a donation to the new legal structure that we are setting up: the ASBL Permaculturia.
10. As a cooperator, can I support a specific project?
Yes and no.
Yes, since you can invest yourself in a specific project by taking an active role or by contributing financially to this or that dimension of the project.
Yes and no, because we also have to think about the coherence and planning necessary for the development of Naturia, so each project is also studied and discussed in relation to the other projects.
11. How can I leave my position as a cooperator?
The departure of a cooperator is done according to the modalities defined by the statutes and this according to the status (founding cooperator or not) and the double test imposed by the company code. If you wish to resell your shares and depending on the class of shares, the person who buys them back must go through the OA again. It is only possible to resign from the company from January to June of each calendar year.
12. Is there a procedure for excluding cooperators?
The exclusion of a cooperator is done according to the modalities defined in the annex of the ROI. The idea is that we can take the time to unfold the conflicts and try to find the best possible solution to get out of it 'by the top', even if it means, in the worst case, to separate.
13. Am I sure to get my stake back?
No, nothing is certain, but we have the guarantee of a place that has been valued by an expert and the time we have been investing for more than a year now to make Naturia an economically viable business that can be resold if necessary.
14. What about the benefits?
We are constituted as a cooperative and social enterprise. The cooperatives approved in this sense are committed to reinvest in the cooperative as a priority (art. 24 of the statutes).
The distribution of dividends for each cooperative member is legally limited to a maximum of 6%, in compliance with the double solvency and liquidity test.
The company code provides for the obligation of a double test (net asset test and liquidity test) in order to be able to make distributions (dividends,...) to the shareholders of a cooperative society, but also in case of a request for reimbursement of shares. According to this test, no repayment of shares or dividends can be made if the solvency of the enterprise would be compromised as a result of this repayment or distribution, or if the cooperative society would no longer be able to meet its payments for a period of twelve months.
15. What if it doesn't work?
Like any project, it is possible that the cooperative will not reach its economic viability. At that point, we will have to sell the company and its assets.
The fruit of the sale will be used in priority to reimburse the loans (bank and private), the suppliers and then the cooperators. The pact of the co-operators stipulates that the valuation of the possible remaining capital will be transferred to another project in accordance with our values.
16. What is the compensation policy at Naturia?
The tasks which are paid for the moment are those which are directly linked to the economic activity of the camp-site, i.e. the function of management, the holding of the store, the bar, the implementation of the small restoration. We are often at least two cooperators simultaneously for these activities but the available means allow at best the payment of only one person. We are currently thinking about the financial recognition of the people who invest themselves including for the hours spent since the beginning of the project.
Trainees and students are also paid according to the scales in force to support the economic activity of the site.
Eventually, we would like to be able to pay all the people who work on the site, taking care not to exceed an important difference between the lowest hourly rate and (often the trainee) the highest hourly rate (people with a certain experience and/or expertise). We are also careful not to use outside 'experts' whose pricing practices are too out of line.
17. Can I get paid for the work I do at Naturia?
It depends on the position you hold and the means available (see what the remuneration policy is at Naturia). We hope that synergies will allow us to develop sufficient economic activity to be able to pay for different functions within Naturia, and why not you?
It is also important to know that the work done must be registered in a status (mostly independent). As a cooperative, we cannot hire volunteers. What is certain is that at Naturia, it is work that is remunerated and not capital.
18. What are Naturia's funding sources?
Naturia is certainly a cooperative that relies on the purchase of shares by cooperators but it is and wants to keep its economic viability through its economic activities.
Naturia also fills out subsidy applications for specific projects (e.g. the Chimay Wartoise Foundation for the collaboration with La Clairière or the application for subsidies for the restoration of the canardière), projects with an ecological dimension (application for subsidies for renewable energy) as well as more global projects (call for Walloon, federal or European projects).
We also called upon a bank (Le Crédal, a cooperative credit organization) which agreed to give us a loan in addition to the one that the former owners of the campsite already had with ING when they bought the cooperative.
Is becoming a cooperator a good idea for me?
Here are some points to consider if you want to become a cooperator:)
- I find myself in what is written (maybe not everything but it makes me want to participate in the exchanges)
- I have met other cooperators and I feel good about them
- I find myself in the raison d'être and the values defined
- I've been there and 'I feel it'.
- I am open to the 'passing' dimension of the project
- I am aware of the social dimension of the project which is particularly careful not to be in the exclusion, either by elitism or in a fold identity
- When I make a commitment, I see it through to the end
- I know that the cooperative must remain the primary beneficiary of Naturia's economic activity
- I am aware that the goal of Naturia is not to make a profit at all costs but to make it a project that lasts
- I have read the capital budget and the current budget forecast and I know that these are projections and that the future cannot be predicted with certainty
- I am curious about the dimensions of governance around collective intelligence (conflict management, decision making, election without candidates) and ready to implement them
- I am willing to accept the authority of the Governing Body (whose directors are elected every 3 years) and the Coordinating Body that coordinates the working circles and projects
- I understood that the working circles are autonomous in their decision making within the framework defined with the AO and CB.
- I commit myself to be present or to give proxy to the GA at least once a year
- I understood that eventually the land will be split from the cooperative in a legal form to be found to protect it from speculation.
- I know that the money I invest in Naturia in order to become a cooperator is earmarked for all the achievements that will be carried out by Naturia and that there is a risk of losing all or part of this investment.
- I know that dividends for cooperators are not guaranteed and certainly not in the short term.
- I acknowledge that the Board of Directors has the authority to validate (or not) my entry as a new cooperator
Rules of Procedure (ROI)
Naturia's internal beacons
Version approved June 13, 2022
The first part of these Internal Rules and Regulations (IRR) aims at marking and framing the human relations and activities in our cooperative.
It is in accordance with the cooperative's articles of association as published in the Moniteur belge, the provisions of which always take precedence over those of the ROI.
The ROI describes the rules of the collective game, in what is deemed useful to the interests of the cooperative. It provides a common framework within which everyone has̀ a role to take and to which everyone can refer.
In order for the rules to remain explicit for everyone and correspond to à what is really happening in Naturia's instances, the ROI will evolve over time according to the process described below.
The second part of this ROI contains more precise provisions that allow us to take care of the site, its inhabitants and the activity inherent to the campsite. It is linked to the internal rules that we propose to the tenants and/or the campers and to the legislation regulating the camping in the Walloon Region.
We invite you to refer to the table of contents to avoid being drowned in the numerous information.
It is statutorily the Governing Body (GB) that adopts the ROI.
When changes are proposed, the OA will inform all members of the cooperative Members will be able to object to these before the next AB.
Significant and longer lasting changes must be approved at least once a year at the General Assembly (GA) (see art. 12f of the statutes)
It is important to remember that the acquisition of shares and the fact of being approved as a Naturia cooperator implies full and complete adherence to the elements that make up this ROI (see art. 5c of the bylaws).
The general contact address for Naturia is : email@example.com
Table of contents (click on the blue title to open the different parts of the ROI)
Part 1: Internal Tags
1. the values of the project
1.1 Presentation of the project
1.2 Social impact
1.3 Clarification of social need
1.4 Territory of action and developments
1.5 Concrete solutions proposed in the short, medium and long term
1.6 Basis of the economic model
2. The structure of the project
2.1 Members - Co-operators
2.1.1 Role and responsibility of cooperators
2.1.2 Investment of time and financial recognition
2.1.3 Types of share classes and cooperators
2.1.4 Distribution of profits
2.1.5 Rebates and benefits
2.2 General Assembly (GA)
2.2.2 Organization of the meeting
2.2.3 Composition of the agenda
2.2.4 Decisions at the General Assembly
2.3 Governing Body (GB)
2.4 Coordinating Body (CB)
2.5 The poles - the working circles
2.5.1 Competencies and framework
2.5.2 Internal operation
2.5.3 Financial Management
2.6. Council of lights
3. Organizational levels
3.1 The decisions
3.3 The path of an idea, of a project
3.4 Cooperative meetings
3.5 In case of conflict
Housing and storage
Maintenance and locations
Hygiene and cleanliness
Traffic-Safety measures-Noise pollution
Use of water
The latest statutes enacted in June 2022 can be downloaded here : Statutes 2022